FERS Retirement Calculator

Estimate your basic FERS pension using your High-3 average salary, years of creditable service, and retirement age.

High-3 Average Salary

Age at Retirement

Years of Service

Additional Months of Service

Employee Type

Survivor Benefit Election Estimate

Estimated Gross Annual Pension

Estimated Gross Monthly Pension

Estimated Annual Pension After Survivor Election

Estimated Monthly Pension After Survivor Election

Multiplier Used

Want a full federal retirement analysis? This estimate does not include TSP income, Social Security, FEHB, FEGLI, taxes, inflation, or lifetime income planning.

Educational estimate only. This calculator is not financial, tax, legal, or retirement advice. FERS benefits are determined by OPM and your employing agency. Lifeguard Assurance is not affiliated with or endorsed by the U.S. government, OPM, FERS, TSP, or any federal agency.